Craig Mitchell

Moving is one of life’s biggest transitions. Whether you are upsizing for a growing family or downsizing for a simpler lifestyle, the logistics of moving can feel overwhelming. Amidst the boxes and the paperwork, it is natural to wonder: "Is my financial safety net still in place?"

At Serenia Life, we’re on a mission to prove a life insurer can be kind. And we truly believe that trying our best to keep life affordable for Canadians and their families is one way to do just that. (No shrinkflation or price gouging here!) Here are 10 ways we are helping to make life more affordable...

If you’re expecting to inherit a home, a cottage, or some money from your parents, you’ll want to keep as much as you can. To minimize taxes – and stress – a family plan for how these items will be transferred to you is essential. There are many things you can start doing now, and it all starts with a family chat about money.

If you are in a dual-income household, ask yourself: Could you (or your partner) afford to make the mortgage payments if the other one were to pass away too soon? If your answer is no, the right term life insurance policy can help your family pay off the loan and stay in your home in case of the unexpected.

Having an intergenerational wealth transfer plan ensures that your loved ones receive your gifts in the most tax-effective way. Learn how to create, share, and adjust a long-term approach that takes advantage of every opportunity to give your loved ones the most money possible.

It’s easy to overlook the financial impact of losing a stay-at-home spouse. That's because they're responsible for unpaid labour — like childcare, cooking, cleaning, and managing the family’s schedule. But if they were gone, the surviving partner would likely need to pay for daycare and housekeeping, and may even need to take time off work until household management was figured out.

Yes, there are some less romantic parts about officially becoming a couple – and that includes joint banking, taxes, and planning for your financial future, which should include life insurance. We get it – the last thing you want to think about is your fiancé(e) dying. But let’s think for a moment. If you knew you could protect your partner’s financial future in the event of your death, would you even hesitate?

Life comes with a lot of milestones: moving out on your own, building a career, starting a family, buying a home, and eventually planning for retirement. Each of these different life stages brings new financial responsibilities — and sometimes new people who depend on you. Life insurance is a tool that helps protect those people if something unexpected happens...

Taking out a life insurance policy to offset a debt can mean giving yourself permission to take on more opportunities with less worry about how your loved ones will be affected down the road. Here’s how to start rethinking all the ways life insurance empowers you while you’re alive and doing things for others...

Your income pays for everything. If it ends or gets interrupted for months or years, you need a Plan B – and fast. Why? Because if your loved ones depend on your income, you’ll want to be sure they’re protected financially if the unexpected were to occur. Learn how to pay the bills and keep life on track for your loved ones...