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GIA Rates

Browse the table below to gain an understanding of what you can earn based on the term you choose. Not sure where to begin? We’re here to help. Answer a few questions to get started

Guaranteed Interest Annuity

Effective Date: Friday, September 29, 2023

Policy Value
Term (Months)Under $50,000$50,000 - $99,999.99$100,000+
Daily 1.00%1.00%1.00%
9 Month 4.05%4.30%4.55%
1 Year 4.85%5.10%5.35%
15 Month4.85%5.10%5.35%
18 Month5.00%5.25%5.50%
21 Month5.00%5.25%5.50%
2 Year 5.50%5.75%6.00%
27 Month4.75%5.00%5.25%
30 Month4.75%5.00%5.25%
33 Month4.75%5.00%5.25%
3 Year 4.75%5.00%5.25%
39 Month4.35%4.60%4.85%
42 Month4.35%4.60%4.85%
45 Month4.35%4.60%4.85%
4 Year 4.35%4.60%4.85%
51 Month4.25%4.50%4.75%
54 Month4.25%4.50%4.75%
57 Month4.25%4.50%4.75%
5 Year 4.25%4.50%4.75%

Rates are subject to change at any time without notice.

Rates are applicable to Serenia Life’s GIA product.