We are now Serenia Life Financial! 

Kids these days. It can be impossible to know what to get them for Christmas or other celebrations when they seem to have, well, everything. And with the holidays just around the corner, many a grandparent may find themselves wondering what unique, lasting gift they can get for their grandchild...

In Canada, sometimes it can feel like almost everything is taxed — our income, our purchases, and even our savings. With so many things falling under the tax umbrella, it’s natural to wonder about life insurance. You might be asking yourself, 'Does the government take a cut from that too?'

If you’re a parent aiming to spend less this school year, you can turn a potentially stressful experience into a positive one… with a little bit of creativity and some planning. Read on for 9 back-to-school saving tips.

When it comes to term life insurance costs, there’s a lot to think about. Not to worry, we're here to help! Whether you’re working with a broker or exploring options independently, we can help you ask the right questions, compare the value of policies, and tailor coverage to meet your needs.

It’s not cheap to raise kids, so it’s important to make sure every dollar you invest in their future works as hard as it can. Helping them prepare for whatever comes next is an ongoing process that shouldn’t rely on one solution. Rather, a combination of savings and investment options, anchored by whole life insurance for kids, has the potential to check all the boxes.

Infinite banking the idea that you can use your whole life insurance policy as you would a savings account at your bank. That’s because a whole life policy comes with an investment component where you can earn interest – and let that money you earned sit and grow. It can also be a spot you dip into when you need some extra cash. But is it only for the wealthy?

Kids these days. It can be impossible to know what to get them for birthdays or other celebrations when they seem to have, well, everything. In today’s world, it’s not surprising that many grandparents opt for cash gifts. But the best way for grandparents to give money to their grandchildren in Canada may not be giving them money to spend right away.

Scams are becoming 'smarter' thanks to new technologies like AI. With that in mind, Canadians need to be more alert than ever when it comes to who they share their personal data and financial information with.

If the idea of withdrawing money from your life insurance policy while you’re still alive sounds strange to you, you’re not alone. But the reality is, whole life insurance can act like a savings or investment tool, or even an emergency fund.

If you are covered under participating whole life insurance, or if you’ve ever done any research about the financial benefits of this type of policy, you would have likely come across the term “dividend” a few times. And, like many Canadians, you may have found yourself scratching your head at this term...