Your Home

Many homeowners find that term life insurance can provide the same level of confidence as mortgage life insurance, while also offering a host of long-term financial benefits that can’t be achieved with mortgage insurance alone.

The way we see it, there are three main things to consider if selling your home is your “Plan B” in the event of an unexpected loss: the stress associated with a move, how it might impact your children's mental health, and the cost of home prices these days... 

These days, it’s becoming more and more common to take on a mortgage of 30 years (or more). So with three decades of debt to pay down, what does that mean if a homeowner were to pass away unexpectedly?

A lot of people buy life insurance for all the right reasons, tuck the policy in a file, and never think about it again. But if you're buying or selling a home, it's essential that you review the details with your Serenia Life Financial advisor to see whether your policy is keeping up with your changing needs.

Renting a place while trying to save for your first home is incredibly difficult in today's world of soaring rent and home prices. So what's a renter to do?

If you or your spouse were to die unexpectedly, could either of you afford your mortgage on a single income?