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A low-risk way to invest – like a GIC with a twist!

A guaranteed return on your investment? Check. The flexibility to choose a term that works for you? Check. The twist? As a product offered by an insurer, an Individual Savings Annuity ensures your beneficiaries receive their inheritance directly – drastically reducing the red tape.

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Why choose a Serenia Life Financial Digital Wealth Solutions?

Guaranteed Return

Lock in your interest rate for a term that works for you

Flexible

Choose from an RRSP, TFSA, or RRIF plan, and save for your goals in a way that suits your needs

Freedom

To access your own money early* if you really need it before the term is up

Guaranteed Return

Lock in your interest rate for a term that works for you

Flexible

Choose from an RRSP, TFSA, or RRIF plan, and save for your goals in a way that suits your needs

Freedom

To access your own money early* if you really need it before the term is up

The right investment for your needs

 

*Charges may apply if you surrender your funds before the term is up

**Registered funds left to your spouse will continue to defer income tax until they are received as income

***Funds are not subject to probate fees or estate settlement delays, meaning beneficiaries will receive more money – faster (when compared to a traditional GIC)

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